Personal Injury Claims

Settling a personal injury claim isn’t always easy. Dealing with insurance companies when a person is recuperating from accident injuries can be difficult. Most victims find they need legal assistance to settle their claims.

Liability insurance companies are not known for making fair settlements on their own accord to victims, who were injured through no fault of their own. Maybe a dog attacked them as they walked on the sidewalk. Perhaps the victim slipped and fell on a wet floor at a store. Most likely, however, the victim was injured in an automobile accident that was caused by the driver of another car or even the driver of the car the victim was riding in. Victims, especially those with severe injuries, owe it to themselves to consult a Chicago injury lawyer about their claims.

A personal injury lawyer can separate the wheat from the chaff when it comes to injury claims and insurance companies. He stands up for the rights of victims when it comes to dealing with liability insurance companies. He knows what a claim is worth and works to get the best settlement possible for his clients.

Most accident claims are settled through negotiation with the insurance company. Sometimes, however, an insurance company doesn’t play fair. It may drag its feet on settling the claim, thinking the victim will accept a low ball offer just as the statute of limitations expires. Illinois has a two-year statute of limitations on personal injury claims; this means the victim’s ability to settle his claim expires two years from the date of injury unless legal action is initiated.

A Chicago injury lawyer is ever aware of this time frame. If a negotiated settlement isn’t achievable by the expiration date, then he is prepared to file a lawsuit to extend the time in which to settle the claim. A trial is the last resort in settling the claim. While he is preparing for the trial, the lawyer will usually continue trying to negotiate a settlement to the claim. Sometimes just filing a lawsuit may induce the insurance company to make a more reasonable offer to settle the injury claim.